Is MoneroP2P legit and safe? How to verify it yourself
Short answer: MoneroP2P is an open-source, non-custodial platform that has run with real money since October 26, 2026. You do not have to take our word for it: every claim below can be checked on public sources. It is also a young project with no external audit yet, so limits are low on purpose.
What you can verify yourself
| Claim | How to check it |
|---|---|
| Nobody holds your USDT in an atomic swap | The contract has no admin, pause or upgrade functions. Read its verified source on Sourcify (exact match) or on Arbiscan. |
| The contract was checked | Halmos proved 7 of 7 properties, Aderyn found 0 high issues and Slither found no medium or high issues. See the report and the public runs. |
| Limits and fees cannot be raised | The 100 USDT maximum per swap and the 1% fee cap are constants in the contract. The current fee is 0.5%, paid by the maker. |
| The site runs the published code | All the code is on GitHub under AGPL-3.0. Every release publishes SHA256SUMS so you can compare the files you load with your own build. |
| P2P Fiat cannot move your XMR alone | Each order uses a 2-of-3 Monero multisig: buyer, seller and arbiter hold one key each and two are needed. See how P2P Fiat works. |
| Your keys stay with you | Keys are generated in your browser. There are no accounts on the swap app, and the app pages enforce a strict Content Security Policy that you can read in the page source. |
| It has worked with real funds | The first mainnet swap completed on October 26, 2026. Every swap creates its own contract through the factory, visible on Arbiscan. |
Limits and what we do not have yet
- No external audit. The checks above are automated tools, not a review by an audit firm. That is why the contract caps each swap at 100 USDT.
- Young project. It launched in October 2026. Volume is small, and P2P Fiat has few ads in some currencies.
- Instant exchanges are custodial. Swaps from BTC, ETH and other coins go through third-party exchanges via Trocador: the exchange you pick holds the coins for a few minutes, and the quote includes a 1% margin for MoneroP2P.
- P2P Fiat protects the XMR, not the bank payment. The fiat payment happens outside the platform. Reversible methods such as PayPal or cards carry more risk, and disputes are decided by the arbiter, which we operate.
- You are responsible for your keys. If you lose your recovery file or your account password, we cannot restore them.
- No company guarantee. There is no deposit insurance and no customer-support hotline. Read the risk notice.
Who is behind it and how to reach us
MoneroP2P is an independent open-source project. The protocol builds on the atomic swaps by AthanorLabs. You can reach us through the contact page and report vulnerabilities privately through the repository’s Security tab. We will never ask for your seed, your recovery file or a payment to “unlock” a swap.
Before you use it
- Try the practice mode with test funds: add
?red=pruebato the swap app. - Start with a small amount.
- Read how it works and the security page.
- Never trade outside the platform, even if someone asks you to.